Side-by-side · Q2 2026 data
Citizens Bank & Trust vs Solutions Plus Bank
Metric by metric
| Measure | Citizens Bank & Trust | Solutions Plus Bank |
|---|---|---|
| TellerScore | 67 | 79 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 44 (stronger) | 0 |
| Funding & liquidity | 83 | 93 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 44th | 63rd |
| Total assets | $1.2B | $43.9M |
| Deposits / shares | $1.1B | $21.1M |
| Capital ratio | 8.93% | 56.70% (stronger) |
| Problem loans | 0.08% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.60% (stronger) | -5.30% |
| Loans ÷ deposits | 56.0% | 39.5% (stronger) |
| Uninsured deposits | 30.3% | 21.3% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | — |
Solutions Plus Bank has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust leads on 1 and Solutions Plus Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.