Side-by-side · Q2 2026 data
Citizens Bank & Trust Company vs Simmesport State Bank
Metric by metric
| Measure | Citizens Bank & Trust Company | Simmesport State Bank |
|---|---|---|
| TellerScore | 41 | 54 (stronger) |
| Capital cushion | 61 | 73 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 45 | 80 (stronger) |
| Funding & liquidity | 84 (stronger) | 71 |
| Problem-loan coverage | 15 | 54 (stronger) |
| Peer percentile | 3rd | 10th |
| Total assets | $183.7M | $198.5M |
| Deposits / shares | $162.2M | $173.0M |
| Capital ratio | 11.14% | 12.28% (stronger) |
| Problem loans | 7.15% | 3.15% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.66% |
| Return on assets | 0.63% | 1.50% (stronger) |
| Loans ÷ deposits | 70.3% (stronger) | 89.7% |
| Uninsured deposits | 20.1% | 11.8% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Simmesport State Bank has the higher TellerScore (54 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust Company leads on 2 and Simmesport State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.