Simmesport State Bank is a state-chartered bank headquartered in Simmesport, Louisiana, in business for about 70 years. At the end of Q2 2026 it reported $198.5M in total assets and $173.0M in deposits, with 2 offices.
Based on its Q2 2026 filing, Simmesport State Bank scores 54/100, which we describe as below average. That is higher than only 10% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 90th. Its strongest component is earnings (80/100; 1.50%), and its lowest is loan quality (0/100; 3.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 15 points (39 → 54), mostly because the earnings component improved by 65 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 59 |
| Q4 2024 | 57 |
| Q1 2025 | 54 |
| Q2 2025 | 39 |
| Q3 2025 | 38 |
| Q4 2025 | 39 |
| Q1 2026 | 50 |
| Q2 2026 | 54 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.20% |
| Q3 2024 | 10.05% |
| Q4 2024 | 9.80% |
| Q1 2025 | 10.35% |
| Q2 2025 | 10.06% |
| Q3 2025 | 10.61% |
| Q4 2025 | 11.13% |
| Q1 2026 | 11.83% |
| Q2 2026 | 12.28% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.17% |
| Q3 2024 | 1.78% |
| Q4 2024 | 1.57% |
| Q1 2025 | 1.98% |
| Q2 2025 | 2.38% |
| Q3 2025 | 3.21% |
| Q4 2025 | 3.99% |
| Q1 2026 | 4.01% |
| Q2 2026 | 3.15% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.62% |
| Q3 2024 | 1.59% |
| Q4 2024 | 1.28% |
| Q1 2025 | 1.07% |
| Q2 2025 | -0.12% |
| Q3 2025 | 0.29% |
| Q4 2025 | 0.30% |
| Q1 2026 | 1.29% |
| Q2 2026 | 1.50% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 54 | $198.5M | 12.28% | 3.15% | 1.50% | 89.7% |
| Q1 2026 | 50 | $201.6M | 11.83% | 4.01% | 1.29% | 88.8% |
| Q4 2025 | 39 | $200.0M | 11.13% | 3.99% | 0.30% | 90.8% |
| Q3 2025 | 38 | $208.8M | 10.61% | 3.21% | 0.29% | 92.2% |
| Q2 2025 | 39 | $221.9M | 10.06% | 2.38% | -0.12% | 93.2% |
| Q1 2025 | 54 | $222.2M | 10.35% | 1.98% | 1.07% | 95.3% |
| Q4 2024 | 57 | $225.2M | 9.80% | 1.57% | 1.28% | 97.6% |
| Q3 2024 | 59 | $231.5M | 10.05% | 1.78% | 1.59% | 95.7% |
| Q2 2024 | 55 | $219.5M | 10.20% | 2.17% | 1.62% | 101.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of Sunset and Trust CompanyBank Sunset, LA | 76 out of 100, Strong | $192.3M | 11.4% | 0.58% | vs |
| Tensas State BankBank Newellton, LA | 59 out of 100, Moderate | $185.5M | 13.9% | 3.43% | vs |
| Exchange Bank and Trust Company, Natchitoches, LouisianaBank Natchitoches, LA | 75 out of 100, Strong | $212.5M | 11.4% | 0.89% | vs |
| Citizens Bank & Trust CompanyBank Covington, LA | 41 out of 100, Below average | $183.7M | 11.1% | 7.15% | vs |
| Feliciana Bank & Trust CompanyBank Clinton, LA | 75 out of 100, Strong | $180.4M | 11.8% | 0.69% | vs |
| Plaquemine Bank & Trust CompanyBank Plaquemine, LA | 77 out of 100, Strong | $218.3M | 12.2% | 0.00% | vs |
Deposit insurance
Is my money safe at Simmesport State Bank?
Yes. Simmesport State Bank is an FDIC-insured institution (FDIC certificate #17587). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.8% of deposits ($20.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.28%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Simmesport State Bank lists 2 offices in 2 cities. Most locations:
- Mansura, LA (1)
- Simmesport, LA (1)
Identity & history
Profile
- Legal name
- Simmesport State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 17587
- RSSD ID
- 844138
- Primary regulator
- FDIC
- Established
- May 1, 1956
- Headquarters
- 16495 Highway 1, Simmesport, LA 71369
- Website
- www.simmesportstatebank.net
- Employees
- 34
Quick answers
Simmesport State Bank: common questions
Is Simmesport State Bank FDIC insured?
Yes. Simmesport State Bank is an FDIC-insured institution (FDIC certificate #17587). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Simmesport State Bank's TellerScore?
54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Simmesport State Bank ever failed?
There is no failure record for FDIC certificate #17587 in the FDIC failed bank list.
How many branches does Simmesport State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Simmesport
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Department of Corrections Credit UnionCredit union Baton Rouge, LA | 90 out of 100, Very strong | $126.3M | 23.4% | 0.57% | vs |
| Heart of Louisiana Federal Credit UnionCredit union Pineville, LA | 84 out of 100, Strong | $143.2M | 16.7% | 0.35% | vs |
| Cottonport BankBank Cottonport, LA | 83 out of 100, Strong | $581.6M | 13.9% | 0.99% | vs |
| Red River BankBank Alexandria, LA | 82 out of 100, Strong | $3.3B | 12.5% | 0.11% | vs |
| United Mississippi BankBank Natchez, MS | 75 out of 100, Strong | $560.7M | 11.0% | 0.19% | vs |
| Capital One, National AssociationBank Mclean, VA | 66 out of 100, Moderate | $662.2B | 10.6% | 1.49% | vs |