Side-by-side · Q2 2026 data
Citizens Bank and Trust Company of Ardmore vs The Bankers Bank
Metric by metric
| Measure | Citizens Bank and Trust Company of Ardmore | The Bankers Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 54 |
| Capital cushion | 56 | 77 (stronger) |
| Loan quality | 100 (stronger) | 36 |
| Earnings | 83 (stronger) | 59 |
| Funding & liquidity | 67 (stronger) | 16 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 72nd | 10th |
| Total assets | $318.8M | $310.5M |
| Deposits / shares | $268.9M | $243.4M |
| Capital ratio | 10.60% | 12.70% (stronger) |
| Problem loans | 0.00% (stronger) | 1.93% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.59% (stronger) | 0.98% |
| Loans ÷ deposits | 78.1% (stronger) | 99.4% |
| Uninsured deposits | 28.4% (stronger) | 55.0% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank and Trust Company of Ardmore has the higher TellerScore (78 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank and Trust Company of Ardmore leads on 5 and The Bankers Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.