TellerScore

The Bankers Bank is a state-chartered bank (fed member) headquartered in Oklahoma City, Oklahoma, in business for about 40 years. At the end of Q2 2026 it reported $310.5M in total assets and $243.4M in deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, The Bankers Bank scores 54/100, which we describe as below average. That is higher than only 10% of 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 139th. Its strongest component is problem-loan coverage (78/100; 10.9%), and its lowest is funding & liquidity (16/100; 99% loans-to-deposits, 55% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion77/100
Tier 1 leverage ratio: 12.70%
Loan quality36/100
Noncurrent loans ÷ total loans: 1.93%
Earnings59/100
Return on assets (annualized): 0.98%
Funding & liquidity16/100
Loans ÷ deposits and uninsured-deposit share: 99.4% · 55.0% uninsured
Problem-loan coverage78/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 10.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 23 points (77 → 54), mostly because the loan quality component weakened by 64 points.

TellerScore
547187Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202487
Q4 202484
Q1 202579
Q2 202577
Q3 202576
Q4 202574
Q1 202673
Q2 202654
Tier 1 leverage ratio
5.00%9.60%14.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.99%
Q3 202414.20%
Q4 202414.12%
Q1 202513.60%
Q2 202513.70%
Q3 202513.16%
Q4 202512.77%
Q1 202612.44%
Q2 202612.70%
Noncurrent loans
0.00%0.96%1.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20261.93%
Return on assets
0.98%1.38%1.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.20%
Q3 20241.78%
Q4 20241.63%
Q1 20251.16%
Q2 20251.23%
Q3 20251.20%
Q4 20251.15%
Q1 20261.04%
Q2 20260.98%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$310.5M12.70%1.93%0.98%99.4%
Q1 202673$303.2M12.44%0.00%1.04%100.1%
Q4 202574$329.8M12.77%0.00%1.15%119.6%
Q3 202576$296.3M13.16%0.00%1.20%109.4%
Q2 202577$273.4M13.70%0.00%1.23%104.8%
Q1 202579$266.6M13.60%0.00%1.16%94.7%
Q4 202484$275.9M14.12%0.00%1.63%87.3%
Q3 202487$259.3M14.20%0.00%1.78%86.6%
Q2 202482$256.2M13.99%0.00%1.20%84.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.70%
72nd
Total risk-based capital15.33%
70th
Problem loans1.93%
13th
Net charge-offs0.00%
68th
Return on assets0.98%
32nd
Net interest margin3.87%
46th
Efficiency ratio80.2%
13th
Loans to deposits99.4%
11th
Uninsured deposits55.0%
3rd
Loan-loss reserves1.58%
83rd
Texas ratio10.9%
16th

Similar-size banks in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
The Payne County BankBank Perkins, OK83 out of 100, Strong$313.2M14.4%1.09%vs
Patrons Bank, National AssociationBank Okmulgee, OK69 out of 100, Moderate$314.5M10.8%0.80%vs
First Bethany Bank & TrustBank Bethany, OK71 out of 100, Strong$316.8M9.1%0.18%vs
Valor BankBank Edmond, OK71 out of 100, Strong$302.6M8.7%0.32%vs
Citizens Bank and Trust Company of ArdmoreBank Ardmore, OK78 out of 100, Strong$318.8M10.6%0.00%vs
American Bank and Trust CompanyBank Tulsa, OK60 out of 100, Moderate$324.4M15.3%6.26%vs

Deposit insurance

Is my money safe at The Bankers Bank?

Yes. The Bankers Bank is an FDIC-insured institution (FDIC certificate #26677). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 55.0% of deposits ($133.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.70%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.33% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

The Bankers Bank lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
The Bankers Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
26677
RSSD ID
859655
Primary regulator
FED
Holding company
Bankers Bcorp of Oklahoma Inc
Established
May 28, 1986
Headquarters
9020 N May Ave, Oklahoma City, OK 73120
Employees
61

Quick answers

The Bankers Bank: common questions

Is The Bankers Bank FDIC insured?

Yes. The Bankers Bank is an FDIC-insured institution (FDIC certificate #26677). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Bankers Bank's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Bankers Bank ever failed?

There is no failure record for FDIC certificate #26677 in the FDIC failed bank list.

How many branches does The Bankers Bank have?

2 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Oklahoma City

InstitutionScoreAssetsCapitalProblem loansCompare
Oklahoma Federal Credit UnionCredit union Oklahoma City, OK91 out of 100, Very strong$198.9M20.2%0.24%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs
Correctional Workers Federal Credit UnionCredit union El Reno, OK88 out of 100, Very strong$10.5M17.9%0.19%vs
Sooner State BankBank Tuttle, OK86 out of 100, Very strong$354.6M12.8%0.33%vs
Bank 7Bank Oklahoma City, OK86 out of 100, Very strong$1.9B13.9%0.39%vs
U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK85 out of 100, Very strong$213.5M16.3%0.20%vs