Side-by-side · Q2 2026 data
Citizens Bank and Trust of Lebanon, Inc. vs Abound Federal Credit Union
Metric by metric
| Measure | Citizens Bank and Trust of Lebanon, Inc. | Abound Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 94 (stronger) | 73 |
| Earnings | 58 | 61 (stronger) |
| Funding & liquidity | 77 (stronger) | 73 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 61st | 89th |
| Total assets | $173.0M | $2.8B |
| Deposits / shares | $156.9M | $2.3B |
| Capital ratio | 11.33% | 15.85% (stronger) |
| Problem loans | 0.18% (stronger) | 0.81% |
| Net charge-offs | 0.25% (stronger) | 0.62% |
| Return on assets | 0.94% | 1.03% (stronger) |
| Loans ÷ deposits | 34.1% (stronger) | 87.5% |
| Uninsured deposits | 36.0% | 12.9% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
Abound Federal Credit Union has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank and Trust of Lebanon, Inc. leads on 3 and Abound Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.