Side-by-side · Q2 2026 data
Citizens Bank vs Bank of Wisconsin Dells
Metric by metric
| Measure | Citizens Bank | Bank of Wisconsin Dells |
|---|---|---|
| TellerScore | 83 (stronger) | 79 |
| Capital cushion | 86 (stronger) | 71 |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 76 | 90 (stronger) |
| Funding & liquidity | 63 (stronger) | 36 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 94th | 88th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $996.0M | $927.8M |
| Capital ratio | 13.64% (stronger) | 12.12% |
| Problem loans | 0.30% | 0.09% (stronger) |
| Net charge-offs | 0.13% | -0.01% (stronger) |
| Return on assets | 1.39% | 1.75% (stronger) |
| Loans ÷ deposits | 75.3% (stronger) | 89.5% |
| Uninsured deposits | 34.2% (stronger) | 46.4% |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.9% | 12.8% |
Citizens Bank has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 4 and Bank of Wisconsin Dells on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.