Side-by-side · Q2 2026 data
Citizens Bank vs Great Midwest Bank, S.S.B.
Metric by metric
| Measure | Citizens Bank | Great Midwest Bank, S.S.B. |
|---|---|---|
| TellerScore | 83 (stronger) | 80 |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 90 (stronger) | 81 |
| Earnings | 76 (stronger) | 66 |
| Funding & liquidity | 63 (stronger) | 50 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 94th | 90th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $996.0M | $620.8M |
| Capital ratio | 13.64% | 16.50% (stronger) |
| Problem loans | 0.30% (stronger) | 0.56% |
| Net charge-offs | 0.13% | -0.00% (stronger) |
| Return on assets | 1.39% (stronger) | 1.14% |
| Loans ÷ deposits | 75.3% (stronger) | 150.6% |
| Uninsured deposits | 34.2% | 9.6% (stronger) |
| Offices | 11 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.9% | — |
Citizens Bank has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 4 and Great Midwest Bank, S.S.B. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.