Side-by-side · Q2 2026 data
Citizens Bank vs New Frontier Bank
Metric by metric
| Measure | Citizens Bank | New Frontier Bank |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 27 | 43 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 59 | 71 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 43rd | 47th |
| Total assets | $188.1M | $175.7M |
| Deposits / shares | $171.1M | $158.9M |
| Capital ratio | 7.73% | 9.25% (stronger) |
| Problem loans | 0.20% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 2.43% (stronger) | 1.02% |
| Loans ÷ deposits | 98.5% | 84.0% (stronger) |
| Uninsured deposits | 17.4% (stronger) | 20.0% |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Frontier Bank has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 2 and New Frontier Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.