Headquartered in Saint Charles, Missouri, New Frontier Bank is a state-chartered bank (fed member) with $175.7M in total assets and $158.9M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 2000.
New Frontier Bank has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 98th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (43/100, 9.25%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (69 → 71), mostly because the earnings component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 69 |
| Q4 2024 | 68 |
| Q1 2025 | 68 |
| Q2 2025 | 69 |
| Q3 2025 | 69 |
| Q4 2025 | 69 |
| Q1 2026 | 71 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.86% |
| Q3 2024 | 9.42% |
| Q4 2024 | 9.02% |
| Q1 2025 | 9.14% |
| Q2 2025 | 9.40% |
| Q3 2025 | 9.44% |
| Q4 2025 | 9.20% |
| Q1 2026 | 9.21% |
| Q2 2026 | 9.25% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.61% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.55% |
| Q2 2025 | 0.63% |
| Q3 2025 | 0.73% |
| Q4 2025 | 0.76% |
| Q1 2026 | 1.03% |
| Q2 2026 | 1.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $175.7M | 9.25% | 0.00% | 1.02% | 84.0% |
| Q1 2026 | 71 | $180.3M | 9.21% | 0.00% | 1.03% | 77.5% |
| Q4 2025 | 69 | $171.2M | 9.20% | 0.00% | 0.76% | 82.1% |
| Q3 2025 | 69 | $168.1M | 9.44% | 0.00% | 0.73% | 81.8% |
| Q2 2025 | 69 | $164.8M | 9.40% | 0.00% | 0.63% | 75.8% |
| Q1 2025 | 68 | $171.1M | 9.14% | 0.00% | 0.55% | 74.5% |
| Q4 2024 | 68 | $169.0M | 9.02% | 0.00% | 0.65% | 73.6% |
| Q3 2024 | 69 | $163.1M | 9.42% | 0.00% | 0.61% | 75.3% |
| Q2 2024 | 71 | $149.0M | 9.86% | 0.00% | 0.71% | 78.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| F&M Bank and Trust CompanyBank Hannibal, MO | 66 out of 100, Moderate | $182.4M | 10.2% | 0.85% | vs |
| State Bank of Southwest MissouriBank Springfield, MO | 64 out of 100, Moderate | $183.8M | 7.5% | 0.00% | vs |
| Citizens' Bank of CharlestonBank Charleston, MO | 86 out of 100, Very strong | $185.1M | 20.5% | 0.83% | vs |
| Northeast Missouri State BankBank Kirksville, MO | 84 out of 100, Strong | $164.1M | 11.1% | 0.02% | vs |
| Commercial Trust Company of FayetteBank Fayette, MO | 74 out of 100, Strong | $163.8M | 10.4% | 0.36% | vs |
| Citizens BankBank Butler, MO | 70 out of 100, Strong | $188.1M | 7.7% | 0.20% | vs |
Deposit insurance
Is my money safe at New Frontier Bank?
Yes. New Frontier Bank is an FDIC-insured institution (FDIC certificate #35597). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.0% of deposits ($31.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.25%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
New Frontier Bank lists 3 offices in 2 cities. Most locations:
Identity & history
Profile
- Legal name
- New Frontier Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 35597
- RSSD ID
- 2917184
- Primary regulator
- FED
- Holding company
- Lincoln County Bcorp Inc
- Established
- October 16, 2000
- Headquarters
- 1771 Zumbehl Rd, Saint Charles, MO 63303
- Website
- www.newfb.com
- Employees
- 28
Quick answers
New Frontier Bank: common questions
Is New Frontier Bank FDIC insured?
Yes. New Frontier Bank is an FDIC-insured institution (FDIC certificate #35597). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is New Frontier Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has New Frontier Bank ever failed?
There is no failure record for FDIC certificate #35597 in the FDIC failed bank list.
How many branches does New Frontier Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Saint Charles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Edward Jones Trust CompanyBank Saint Louis, MO | 94 out of 100, Very strong | $160.5M | 98.2% | 0.00% | vs |
| Lindell Bank & Trust CompanyBank St. Louis, MO | 92 out of 100, Very strong | $915.2M | 18.0% | 0.58% | vs |
| Co - Lib Credit UnionCredit union Saint Louis, MO | 91 out of 100, Very strong | $1.4M | 15.5% | 0.82% | vs |
| Bank of KampsvilleBank Kampsville, IL | 91 out of 100, Very strong | $134.1M | 17.4% | 0.01% | vs |
| State Employees Community Credit UnionCredit union Alton, IL | 89 out of 100, Very strong | $6.7M | 20.0% | 0.00% | vs |
| Division #6 Highway Credit UnionCredit union Chesterfield, MO | 88 out of 100, Very strong | $15.7M | 17.9% | 0.24% | vs |