Side-by-side · Q2 2026 data
Citizens Bank vs Bank of Hindman
Metric by metric
| Measure | Citizens Bank | Bank of Hindman |
|---|---|---|
| TellerScore | 60 | 62 (stronger) |
| Capital cushion | 31 | 42 (stronger) |
| Loan quality | 68 | 70 (stronger) |
| Earnings | 83 (stronger) | 39 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 76 | 90 (stronger) |
| Peer percentile | 19th | 22nd |
| Total assets | $250.4M | $259.7M |
| Deposits / shares | $221.6M | $211.4M |
| Capital ratio | 8.09% | 9.19% (stronger) |
| Problem loans | 0.96% | 0.91% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.14% |
| Return on assets | 1.57% (stronger) | 0.48% |
| Loans ÷ deposits | 96.1% | 55.7% (stronger) |
| Uninsured deposits | 17.5% | 13.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hindman has the higher TellerScore (62 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 2 and Bank of Hindman on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.