Side-by-side · Q2 2026 data
Citizens Bank vs Jackson County Bank
Metric by metric
| Measure | Citizens Bank | Jackson County Bank |
|---|---|---|
| TellerScore | 60 | 92 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 68 | 77 (stronger) |
| Earnings | 83 | 95 (stronger) |
| Funding & liquidity | 61 | 90 (stronger) |
| Problem-loan coverage | 76 | 98 (stronger) |
| Peer percentile | 19th | 97th |
| Total assets | $250.4M | $175.9M |
| Deposits / shares | $221.6M | $113.6M |
| Capital ratio | 8.09% | 28.83% (stronger) |
| Problem loans | 0.96% | 0.68% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.05% |
| Return on assets | 1.57% | 1.87% (stronger) |
| Loans ÷ deposits | 96.1% | 63.3% (stronger) |
| Uninsured deposits | 17.5% (stronger) | 21.2% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County Bank has the higher TellerScore (92 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 2 and Jackson County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mc Kee, KY