Side-by-side · Q2 2026 data
Citizens Bank vs Pbk Bank, Inc.
Metric by metric
| Measure | Citizens Bank | Pbk Bank, Inc. |
|---|---|---|
| TellerScore | 60 | 94 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 68 | 85 (stronger) |
| Earnings | 83 | 93 (stronger) |
| Funding & liquidity | 61 | 95 (stronger) |
| Problem-loan coverage | 76 | 96 (stronger) |
| Peer percentile | 19th | 98th |
| Total assets | $250.4M | $175.6M |
| Deposits / shares | $221.6M | $150.4M |
| Capital ratio | 8.09% | 15.17% (stronger) |
| Problem loans | 0.96% | 0.46% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.19% |
| Return on assets | 1.57% | 1.82% (stronger) |
| Loans ÷ deposits | 96.1% | 64.9% (stronger) |
| Uninsured deposits | 17.5% | 9.0% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pbk Bank, Inc. has the higher TellerScore (94 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 1 and Pbk Bank, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mount Vernon, KY