Side-by-side · Q2 2026 data
Citizens Bank vs Taylor County Bank
Metric by metric
| Measure | Citizens Bank | Taylor County Bank |
|---|---|---|
| TellerScore | 60 | 77 (stronger) |
| Capital cushion | 31 | 79 (stronger) |
| Loan quality | 68 | 68 |
| Earnings | 83 | 83 |
| Funding & liquidity | 61 | 76 (stronger) |
| Problem-loan coverage | 76 | 83 (stronger) |
| Peer percentile | 19th | 68th |
| Total assets | $250.4M | $243.8M |
| Deposits / shares | $221.6M | $217.3M |
| Capital ratio | 8.09% | 12.86% (stronger) |
| Problem loans | 0.96% (stronger) | 0.97% |
| Net charge-offs | 0.04% (stronger) | 0.86% |
| Return on assets | 1.57% | 1.57% (stronger) |
| Loans ÷ deposits | 96.1% | 75.6% (stronger) |
| Uninsured deposits | 17.5% (stronger) | 22.5% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Taylor County Bank has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 3 and Taylor County Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.