Side-by-side · Q2 2026 data
Citizens Bank vs Grand Bank for Savings, FSB
Metric by metric
| Measure | Citizens Bank | Grand Bank for Savings, FSB |
|---|---|---|
| TellerScore | 90 (stronger) | 64 |
| Capital cushion | 85 (stronger) | 60 |
| Loan quality | 89 (stronger) | 74 |
| Earnings | 100 (stronger) | 35 |
| Funding & liquidity | 86 (stronger) | 78 |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 95th | 26th |
| Total assets | $466.3M | $280.4M |
| Deposits / shares | $401.3M | $246.9M |
| Capital ratio | 13.48% (stronger) | 10.98% |
| Problem loans | 0.33% (stronger) | 0.78% |
| Net charge-offs | 0.26% | -0.00% (stronger) |
| Return on assets | 2.40% (stronger) | 0.39% |
| Loans ÷ deposits | 73.2% (stronger) | 82.3% |
| Uninsured deposits | 16.0% | 12.4% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Citizens Bank has the higher TellerScore (90 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 5 and Grand Bank for Savings, FSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.