Headquartered in Hattiesburg, Mississippi, Grand Bank for Savings, FSB is a savings bank with $280.4M in total assets and $246.9M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1968.
Based on its Q2 2026 filing, Grand Bank for Savings, FSB scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 57 banks headquartered in Mississippi, it ranks 45th. Its strongest component is problem-loan coverage (86/100; 7.1%), and its lowest is earnings (35/100; 0.39%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 64).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 48 |
| Q3 2024 | 53 |
| Q4 2024 | 49 |
| Q1 2025 | 60 |
| Q2 2025 | 65 |
| Q3 2025 | 67 |
| Q4 2025 | 65 |
| Q1 2026 | 64 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.48% |
| Q3 2024 | 9.21% |
| Q4 2024 | 8.49% |
| Q1 2025 | 8.24% |
| Q2 2025 | 10.48% |
| Q3 2025 | 10.53% |
| Q4 2025 | 10.73% |
| Q1 2026 | 10.90% |
| Q2 2026 | 10.98% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.15% |
| Q3 2024 | 0.60% |
| Q4 2024 | 0.93% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.62% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.73% |
| Q1 2026 | 0.62% |
| Q2 2026 | 0.78% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.63% |
| Q3 2024 | -0.51% |
| Q4 2024 | -0.32% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.46% |
| Q3 2025 | 0.51% |
| Q4 2025 | 0.48% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $280.4M | 10.98% | 0.78% | 0.39% | 82.3% |
| Q1 2026 | 64 | $276.3M | 10.90% | 0.62% | 0.30% | 84.2% |
| Q4 2025 | 65 | $277.5M | 10.73% | 0.73% | 0.48% | 77.3% |
| Q3 2025 | 67 | $280.8M | 10.53% | 0.52% | 0.51% | 76.4% |
| Q2 2025 | 65 | $288.5M | 10.48% | 0.62% | 0.46% | 75.0% |
| Q1 2025 | 60 | $265.1M | 8.24% | 0.34% | 0.35% | 77.7% |
| Q4 2024 | 49 | $252.9M | 8.49% | 0.93% | -0.32% | 80.2% |
| Q3 2024 | 53 | $242.0M | 9.21% | 0.60% | -0.51% | 81.5% |
| Q2 2024 | 48 | $205.2M | 9.48% | 1.15% | -0.63% | 80.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Unity Bank of MississippiBank Holly Springs, MS | 61 out of 100, Moderate | $281.8M | 11.0% | 0.80% | vs |
| FNB Picayune BankBank Picayune, MS | 86 out of 100, Very strong | $282.3M | 15.4% | 1.26% | vs |
| The Commercial BankBank De Kalb, MS | 72 out of 100, Strong | $295.5M | 10.6% | 0.25% | vs |
| The Bank of ForestBank Forest, MS | 68 out of 100, Moderate | $296.3M | 10.9% | 1.30% | vs |
| Bank of BrookhavenBank Brookhaven, MS | 78 out of 100, Strong | $262.2M | 11.6% | 0.02% | vs |
| Bank of FranklinBank Meadville, MS | 70 out of 100, Strong | $302.3M | 9.9% | 0.27% | vs |
Deposit insurance
Is my money safe at Grand Bank for Savings, FSB?
Yes. Grand Bank for Savings, FSB is an FDIC-insured institution (FDIC certificate #31864). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 12.4% of deposits ($30.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.98%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Grand Bank for Savings, FSB lists 1 office in 1 city. Most locations:
- Hattiesburg, MS (1)
Identity & history
Profile
- Legal name
- Grand Bank for Savings, FSB
- Former names
- First Savings and Loan Association of Leakesville
- Type
- Savings bank
- FDIC certificate #
- 31864
- RSSD ID
- 68671
- Primary regulator
- OCC
- Holding company
- Gbs Financial Inc
- Established
- January 1, 1968
- Headquarters
- 204 Westover Dr, Hattiesburg, MS 39402
- Website
- www.grand.bank
- Employees
- 56
Quick answers
Grand Bank for Savings, FSB: common questions
Is Grand Bank for Savings, FSB FDIC insured?
Yes. Grand Bank for Savings, FSB is an FDIC-insured institution (FDIC certificate #31864). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Grand Bank for Savings, FSB's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Grand Bank for Savings, FSB ever failed?
There is no failure record for FDIC certificate #31864 in the FDIC failed bank list.
How many branches does Grand Bank for Savings, FSB have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hattiesburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens BankBank Columbia, MS | 90 out of 100, Very strong | $466.3M | 13.5% | 0.33% | vs |
| Sunbelt Federal Credit UnionCredit union Hattiesburg, MS | 85 out of 100, Very strong | $366.4M | 16.2% | 0.39% | vs |
| First Southern BankBank Columbia, MS | 83 out of 100, Strong | $317.3M | 10.6% | 0.00% | vs |
| Covington County BankBank Collins, MS | 77 out of 100, Strong | $109.2M | 13.8% | 0.99% | vs |
| First BankBank Mccomb, MS | 74 out of 100, Strong | $562.9M | 13.0% | 1.11% | vs |
| Pine Belt Federal Credit UnionCredit union Hattiesburg, MS | 73 out of 100, Strong | $13.9M | 27.2% | 0.72% | vs |