Side-by-side · Q2 2026 data
Citizens Bank of Chatsworth vs Pontiac Dwight Prison Employs Credit Union
Credit union
Pontiac Dwight Prison Employs Credit Union
Pontiac, Illinois · Under $100 million in assets
Metric by metric
| Measure | Citizens Bank of Chatsworth | Pontiac Dwight Prison Employs Credit Union |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 87 (stronger) | 58 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 0 | 66 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 48th | 68th |
| Total assets | $36.2M | $8.3M |
| Deposits / shares | $31.8M | $7.4M |
| Capital ratio | 13.70% (stronger) | 10.81% |
| Problem loans | 0.31% | 0.00% (stronger) |
| Net charge-offs | 1.33% | 0.00% (stronger) |
| Return on assets | -0.49% | 1.15% (stronger) |
| Loans ÷ deposits | 53.9% | 36.1% (stronger) |
| Uninsured deposits | 10.5% | 0.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pontiac Dwight Prison Employs Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Chatsworth leads on 1 and Pontiac Dwight Prison Employs Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.