Side-by-side · Q2 2026 data
Citizens Bank of Chatsworth vs Vermilion Valley Bank
Metric by metric
| Measure | Citizens Bank of Chatsworth | Vermilion Valley Bank |
|---|---|---|
| TellerScore | 73 | 96 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 90 | 99 (stronger) |
| Earnings | 0 | 96 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 48th | 99th |
| Total assets | $36.2M | $198.2M |
| Deposits / shares | $31.8M | $160.1M |
| Capital ratio | 13.70% | 16.70% (stronger) |
| Problem loans | 0.31% | 0.03% (stronger) |
| Net charge-offs | 1.33% | -0.01% (stronger) |
| Return on assets | -0.49% | 1.91% (stronger) |
| Loans ÷ deposits | 53.9% (stronger) | 71.0% |
| Uninsured deposits | 10.5% (stronger) | 20.2% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Vermilion Valley Bank has the higher TellerScore (96 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Chatsworth leads on 2 and Vermilion Valley Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Chatsworth, IL