Side-by-side · Q2 2026 data
Citizens Bank of Eldon vs Bank of Grandin
Metric by metric
| Measure | Citizens Bank of Eldon | Bank of Grandin |
|---|---|---|
| TellerScore | 76 (stronger) | 64 |
| Capital cushion | 65 | 97 (stronger) |
| Loan quality | 70 (stronger) | 4 |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 67 (stronger) | 56 |
| Problem-loan coverage | 88 (stronger) | 73 |
| Peer percentile | 64th | 26th |
| Total assets | $247.3M | $241.0M |
| Deposits / shares | $216.3M | $205.1M |
| Capital ratio | 11.53% | 14.66% (stronger) |
| Problem loans | 0.90% (stronger) | 2.88% |
| Net charge-offs | -0.04% (stronger) | 0.15% |
| Return on assets | 2.23% (stronger) | 1.79% |
| Loans ÷ deposits | 93.3% | 79.1% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 37.8% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank of Eldon has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Eldon leads on 5 and Bank of Grandin on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.