Side-by-side · Q2 2026 data
Citizens Bank of Eldon vs Peoples Bank
Metric by metric
| Measure | Citizens Bank of Eldon | Peoples Bank |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 65 (stronger) | 60 |
| Loan quality | 70 | 92 (stronger) |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 67 | 72 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 64th | 77th |
| Total assets | $247.3M | $248.7M |
| Deposits / shares | $216.3M | $227.1M |
| Capital ratio | 11.53% (stronger) | 10.96% |
| Problem loans | 0.90% | 0.23% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.04% |
| Return on assets | 2.23% (stronger) | 1.75% |
| Loans ÷ deposits | 93.3% | 75.1% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 26.9% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.8% |
Peoples Bank has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Eldon leads on 4 and Peoples Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.