Side-by-side · Q2 2026 data
Citizens Bank of Kentucky, Inc. vs The Salyersville National Bank
Metric by metric
| Measure | Citizens Bank of Kentucky, Inc. | The Salyersville National Bank |
|---|---|---|
| TellerScore | 79 | 89 (stronger) |
| Capital cushion | 85 | 92 (stronger) |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 61 | 85 (stronger) |
| Funding & liquidity | 95 (stronger) | 66 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 75th | 94th |
| Total assets | $669.9M | $163.5M |
| Deposits / shares | $571.0M | $125.2M |
| Capital ratio | 13.51% | 14.24% (stronger) |
| Problem loans | 0.85% | 0.00% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 1.04% | 1.64% (stronger) |
| Loans ÷ deposits | 59.8% (stronger) | 80.2% |
| Uninsured deposits | 20.0% (stronger) | 27.6% |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | — |
The Salyersville National Bank has the higher TellerScore (89 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Kentucky, Inc. leads on 3 and The Salyersville National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Salyersville, KY