The Salyersville National Bank (FDIC certificate #2723) is based in Salyersville, Kentucky. Its Q2 2026 call report shows $163.5M in total assets and $125.2M in deposits and 2 offices.
Based on its Q2 2026 filing, The Salyersville National Bank scores 89/100, which we describe as very strong. That is higher than 94% of 2,650 banks with $100 million – $1 billion. Among 120 banks headquartered in Kentucky, it ranks 6th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (66/100; 80% loans-to-deposits, 28% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (86 → 89), mostly because the capital cushion component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 88 |
| Q4 2024 | 86 |
| Q1 2025 | 87 |
| Q2 2025 | 86 |
| Q3 2025 | 85 |
| Q4 2025 | 87 |
| Q1 2026 | 89 |
| Q2 2026 | 89 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.75% |
| Q3 2024 | 13.80% |
| Q4 2024 | 13.27% |
| Q1 2025 | 13.30% |
| Q2 2025 | 13.43% |
| Q3 2025 | 13.57% |
| Q4 2025 | 13.66% |
| Q1 2026 | 14.02% |
| Q2 2026 | 14.24% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.05% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.17% |
| Q3 2025 | 0.27% |
| Q4 2025 | 0.11% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.31% |
| Q3 2024 | 1.35% |
| Q4 2024 | 1.37% |
| Q1 2025 | 1.49% |
| Q2 2025 | 1.56% |
| Q3 2025 | 1.60% |
| Q4 2025 | 1.58% |
| Q1 2026 | 1.57% |
| Q2 2026 | 1.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $163.5M | 14.24% | 0.00% | 1.64% | 80.2% |
| Q1 2026 | 89 | $161.2M | 14.02% | 0.00% | 1.57% | 75.7% |
| Q4 2025 | 87 | $160.8M | 13.66% | 0.11% | 1.58% | 73.1% |
| Q3 2025 | 85 | $160.1M | 13.57% | 0.27% | 1.60% | 76.1% |
| Q2 2025 | 86 | $158.7M | 13.43% | 0.17% | 1.56% | 73.2% |
| Q1 2025 | 87 | $154.4M | 13.30% | 0.00% | 1.49% | 71.8% |
| Q4 2024 | 86 | $153.9M | 13.27% | 0.05% | 1.37% | 65.7% |
| Q3 2024 | 88 | $147.4M | 13.80% | 0.00% | 1.35% | 72.4% |
| Q2 2024 | 86 | $141.2M | 13.75% | 0.11% | 1.31% | 72.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of MaysvilleBank Maysville, KY | 93 out of 100, Very strong | $164.0M | 16.9% | 0.12% | vs |
| The Farmers National Bank of LebanonBank Lebanon, KY | 77 out of 100, Strong | $163.0M | 10.7% | 0.00% | vs |
| Auburn Banking CompanyBank Auburn, KY | 65 out of 100, Moderate | $164.3M | 8.3% | 0.65% | vs |
| Commonwealth Community Bank, Inc.Bank Hartford, KY | 83 out of 100, Strong | $157.7M | 14.7% | 0.24% | vs |
| Citizens Bank and Trust of Lebanon, Inc.Bank Lebanon, KY | 75 out of 100, Strong | $173.0M | 11.3% | 0.18% | vs |
| Pbk Bank, Inc.Bank Stanford, KY | 94 out of 100, Very strong | $175.6M | 15.2% | 0.46% | vs |
Deposit insurance
Is my money safe at The Salyersville National Bank?
Yes. The Salyersville National Bank is an FDIC-insured institution (FDIC certificate #2723). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.6% of deposits ($34.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.94% (benchmark: 10%).
2 locations
Branches
The Salyersville National Bank lists 2 offices in 1 city. Most locations:
- Salyersville, KY (2)
Identity & history
Profile
- Legal name
- The Salyersville National Bank
- Type
- National bank
- FDIC certificate #
- 2723
- RSSD ID
- 472018
- Primary regulator
- OCC
- Holding company
- Snb Bcorp Inc
- Established
- October 10, 1902
- Headquarters
- 43 E Maple St, Salyersville, KY 41465
- Website
- www.salyersvillebank.com
- Employees
- 23
Quick answers
The Salyersville National Bank: common questions
Is The Salyersville National Bank FDIC insured?
Yes. The Salyersville National Bank is an FDIC-insured institution (FDIC certificate #2723). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Salyersville National Bank's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Salyersville National Bank ever failed?
There is no failure record for FDIC certificate #2723 in the FDIC failed bank list.
How many branches does The Salyersville National Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salyersville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Trust Bank, Inc.Bank Pikeville, KY | 80 out of 100, Strong | $6.9B | 13.4% | 0.58% | vs |
| Citizens Bank of Kentucky, Inc.Bank Paintsville, KY | 79 out of 100, Strong | $669.9M | 13.5% | 0.85% | vs |
| The First National Bank of GraysonBank Grayson, KY | 79 out of 100, Strong | $371.9M | 13.0% | 0.96% | vs |
| City National Bank of West VirginiaBank Charleston, WV | 78 out of 100, Strong | $6.8B | 9.6% | 0.22% | vs |
| The Citizens BankBank Morehead, KY | 76 out of 100, Strong | $228.6M | 8.7% | 0.06% | vs |
| Commonwealth Federal Credit UnionCredit union Frankfort, KY | 73 out of 100, Strong | $2.9B | 11.3% | 0.87% | vs |