Side-by-side · Q2 2026 data
Citizens Bank of Rogersville vs Concordia Bank of Concordia, Missouri
Metric by metric
| Measure | Citizens Bank of Rogersville | Concordia Bank of Concordia, Missouri |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 64 | 69 (stronger) |
| Loan quality | 86 | 89 (stronger) |
| Earnings | 70 | 82 (stronger) |
| Funding & liquidity | 74 | 76 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 61st | 77th |
| Total assets | $125.2M | $130.0M |
| Deposits / shares | $106.6M | $114.1M |
| Capital ratio | 11.37% | 11.92% (stronger) |
| Problem loans | 0.41% | 0.32% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 1.25% | 1.56% (stronger) |
| Loans ÷ deposits | 85.9% | 84.5% (stronger) |
| Uninsured deposits | 13.3% | 7.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Concordia Bank of Concordia, Missouri has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Rogersville leads on 1 and Concordia Bank of Concordia, Missouri on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.