Citizens Bank of Rogersville (FDIC certificate #8572) is based in Rogersville, Missouri. Its Q2 2026 call report shows $125.2M in total assets and $106.6M in deposits and 2 offices.
Based on its Q2 2026 filing, Citizens Bank of Rogersville scores 75/100, which we describe as strong. That is higher than 61% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 79th. Its strongest component is problem-loan coverage (95/100; 2.4%), and its lowest is capital cushion (64/100; 11.37%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (68 → 75), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 68 |
| Q4 2024 | 65 |
| Q1 2025 | 70 |
| Q2 2025 | 68 |
| Q3 2025 | 72 |
| Q4 2025 | 72 |
| Q1 2026 | 73 |
| Q2 2026 | 75 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.68% |
| Q3 2024 | 10.59% |
| Q4 2024 | 10.27% |
| Q1 2025 | 10.38% |
| Q2 2025 | 10.51% |
| Q3 2025 | 10.92% |
| Q4 2025 | 11.13% |
| Q1 2026 | 11.18% |
| Q2 2026 | 11.37% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.38% |
| Q1 2025 | 0.16% |
| Q2 2025 | 0.47% |
| Q3 2025 | 0.37% |
| Q4 2025 | 0.45% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.41% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.86% |
| Q3 2024 | 0.77% |
| Q4 2024 | 0.40% |
| Q1 2025 | 0.82% |
| Q2 2025 | 0.87% |
| Q3 2025 | 1.01% |
| Q4 2025 | 0.99% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.25% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $125.2M | 11.37% | 0.41% | 1.25% | 85.9% |
| Q1 2026 | 73 | $121.8M | 11.18% | 0.43% | 1.06% | 88.5% |
| Q4 2025 | 72 | $126.3M | 11.13% | 0.45% | 0.99% | 86.3% |
| Q3 2025 | 72 | $126.6M | 10.92% | 0.37% | 1.01% | 89.3% |
| Q2 2025 | 68 | $124.5M | 10.51% | 0.47% | 0.87% | 91.6% |
| Q1 2025 | 70 | $127.4M | 10.38% | 0.16% | 0.82% | 92.1% |
| Q4 2024 | 65 | $127.6M | 10.27% | 0.38% | 0.40% | 91.2% |
| Q3 2024 | 68 | $131.4M | 10.59% | 0.43% | 0.77% | 91.9% |
| Q2 2024 | 69 | $126.3M | 10.68% | 0.40% | 0.86% | 95.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| HomePride BankBank Mansfield, MO | 68 out of 100, Moderate | $125.3M | 10.3% | 0.50% | vs |
| The First National Bank of Nevada, MissouriBank Nevada, MO | 82 out of 100, Strong | $122.2M | 16.1% | 0.95% | vs |
| Kennett Trust BankBank Kennett, MO | 49 out of 100, Below average | $122.1M | 11.4% | 2.65% | vs |
| Concordia Bank of Concordia, MissouriBank Concordia, MO | 80 out of 100, Strong | $130.0M | 11.9% | 0.32% | vs |
| The Hamilton BankBank Hamilton, MO | 74 out of 100, Strong | $119.8M | 9.3% | 0.47% | vs |
| Home Savings and Loan Association of Carroll County, F.A.Bank Norborne, MO | 81 out of 100, Strong | $131.4M | 14.5% | 0.73% | vs |
Deposit insurance
Is my money safe at Citizens Bank of Rogersville?
Yes. Citizens Bank of Rogersville is an FDIC-insured institution (FDIC certificate #8572). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.3% of deposits ($14.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Citizens Bank of Rogersville lists 2 offices in 1 city. Most locations:
- Rogersville, MO (2)
HMDA 2025
Mortgage lending
In 2025, Citizens Bank of Rogersville reported 65 home-loan applications under HMDA (LEI 254900QQIJN4KR6ZBW98): 59 originated ($10,605,000 total), 4 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Citizens Bank of Rogersville
- Type
- State-chartered bank
- FDIC certificate #
- 8572
- RSSD ID
- 246451
- Primary regulator
- FDIC
- Holding company
- Wildcat Bancshares Inc
- Established
- January 1, 1908
- Headquarters
- 1001 W Center St, Rogersville, MO 65742
- Website
- cbofr.com
- Employees
- 27
Quick answers
Citizens Bank of Rogersville: common questions
Is Citizens Bank of Rogersville FDIC insured?
Yes. Citizens Bank of Rogersville is an FDIC-insured institution (FDIC certificate #8572). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Citizens Bank of Rogersville's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Citizens Bank of Rogersville ever failed?
There is no failure record for FDIC certificate #8572 in the FDIC failed bank list.
How many branches does Citizens Bank of Rogersville have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Rogersville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wood & Huston BankBank Marshall, MO | 82 out of 100, Strong | $1.2B | 11.6% | 0.14% | vs |
| Mid-Missouri BankBank Springfield, MO | 80 out of 100, Strong | $946.7M | 10.8% | 0.07% | vs |
| Foundation Credit UnionCredit union Springfield, MO | 79 out of 100, Strong | $76.6M | 14.3% | 0.33% | vs |
| Multi-States Credit UnionCredit union Springfield, MO | 78 out of 100, Strong | $90.9M | 12.5% | 0.36% | vs |
| Telcomm Credit UnionCredit union Springfield, MO | 77 out of 100, Strong | $337.9M | 13.2% | 0.25% | vs |
| Arlo BankBank Springfield, MO | 77 out of 100, Strong | $269.1M | 13.5% | 0.00% | vs |