Side-by-side · Q2 2026 data
Citizens Bank of West Virginia, Inc. vs CNB Bank, Inc.
Metric by metric
| Measure | Citizens Bank of West Virginia, Inc. | CNB Bank, Inc. |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 50 (stronger) | 45 |
| Loan quality | 81 | 97 (stronger) |
| Earnings | 98 (stronger) | 62 |
| Funding & liquidity | 69 (stronger) | 63 |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 57th | 43rd |
| Total assets | $772.5M | $805.7M |
| Deposits / shares | $678.7M | $652.5M |
| Capital ratio | 10.00% (stronger) | 9.50% |
| Problem loans | 0.58% | 0.09% (stronger) |
| Net charge-offs | 0.38% | -0.00% (stronger) |
| Return on assets | 1.95% (stronger) | 1.05% |
| Loans ÷ deposits | 89.1% | 88.6% (stronger) |
| Uninsured deposits | 16.8% (stronger) | 23.1% |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.5% |
Citizens Bank of West Virginia, Inc. has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of West Virginia, Inc. leads on 4 and CNB Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.