Side-by-side · Q2 2026 data
Citizens Community Bank vs Traditions First Bank
Metric by metric
| Measure | Citizens Community Bank | Traditions First Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 70 |
| Capital cushion | 96 (stronger) | 49 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 92 (stronger) | 54 |
| Funding & liquidity | 73 (stronger) | 60 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 95th | 43rd |
| Total assets | $352.6M | $336.6M |
| Deposits / shares | $303.2M | $300.1M |
| Capital ratio | 14.58% (stronger) | 9.91% |
| Problem loans | 0.38% | 0.01% (stronger) |
| Net charge-offs | 0.08% | 0.03% (stronger) |
| Return on assets | 1.79% (stronger) | 0.84% |
| Loans ÷ deposits | 73.5% (stronger) | 85.3% |
| Uninsured deposits | 27.6% (stronger) | 28.1% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.4% |
Citizens Community Bank has the higher TellerScore (90 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Citizens Community Bank leads on 5 and Traditions First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.