Side-by-side · Q2 2026 data
Citizens Equity First Credit Union vs Credit Union 1
Metric by metric
| Measure | Citizens Equity First Credit Union | Credit Union 1 |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 67 (stronger) | 59 |
| Loan quality | 68 (stronger) | 55 |
| Earnings | 73 | 82 (stronger) |
| Funding & liquidity | 73 | 80 (stronger) |
| Problem-loan coverage | 87 (stronger) | 79 |
| Peer percentile | 62nd | 50th |
| Total assets | $8.5B | $2.9B |
| Deposits / shares | $7.4B | $2.4B |
| Capital ratio | 11.65% (stronger) | 10.91% |
| Problem loans | 0.96% (stronger) | 1.35% |
| Net charge-offs | 0.71% | 0.54% (stronger) |
| Return on assets | 1.33% | 1.56% (stronger) |
| Loans ÷ deposits | 87.4% | 80.1% (stronger) |
| Uninsured deposits | 8.9% | 1.4% (stronger) |
| Offices | 33 | 50 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Equity First Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Citizens Equity First Credit Union leads on 3 and Credit Union 1 on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.