Side-by-side · Q2 2026 data
Citizens Federal Credit Union vs Communities of Abilene Federal Credit Union
Credit union
Communities of Abilene Federal Credit Union
Abilene, Texas · $100 million – $1 billion
Metric by metric
| Measure | Citizens Federal Credit Union | Communities of Abilene Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 72 |
| Capital cushion | 96 (stronger) | 59 |
| Loan quality | 96 (stronger) | 92 |
| Earnings | 87 (stronger) | 37 |
| Funding & liquidity | 66 | 96 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 95th | 57th |
| Total assets | $201.9M | $161.1M |
| Deposits / shares | $173.8M | $151.1M |
| Capital ratio | 14.60% (stronger) | 10.86% |
| Problem loans | 0.13% (stronger) | 0.23% |
| Net charge-offs | 0.39% | 0.26% (stronger) |
| Return on assets | 1.68% (stronger) | 0.43% |
| Loans ÷ deposits | 77.2% | 64.7% (stronger) |
| Uninsured deposits | 30.3% | 4.3% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Citizens Federal Credit Union has the higher TellerScore (90 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Citizens Federal Credit Union leads on 4 and Communities of Abilene Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.