TellerScore

Communities of Abilene Federal Credit Union is a federal credit union headquartered in Abilene, Texas, in business for about 71 years. At the end of Q2 2026 it reported $161.1M in total assets and $151.1M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Communities of Abilene Federal Credit Union scores 72/100, which we describe as strong. That is higher than 57% of 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 195th. Its strongest component is problem-loan coverage (97/100; 1.3%), and its lowest is earnings (37/100; 0.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Net worth ratio: 10.86%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.23%
Earnings37/100
Return on assets (annualized): 0.43%
Funding & liquidity96/100
Loans ÷ shares: 64.7% · 4.3% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.30%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (70 → 72), mostly because the capital cushion component improved by 7 points.

TellerScore
687276Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202470
Q4 202471
Q1 202568
Q2 202570
Q3 202570
Q4 202576
Q1 202671
Q2 202672
Net worth ratio
7.00%8.93%10.86%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.04%
Q3 202410.17%
Q4 202410.29%
Q1 202510.16%
Q2 202510.22%
Q3 202510.40%
Q4 202510.72%
Q1 202610.68%
Q2 202610.86%
Delinquent loans (60+ days)
0.17%0.27%0.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.26%
Q3 20240.17%
Q4 20240.25%
Q1 20250.20%
Q2 20250.22%
Q3 20250.37%
Q4 20250.27%
Q1 20260.22%
Q2 20260.23%
Return on assets
0.07%0.52%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.23%
Q4 20240.44%
Q1 20250.07%
Q2 20250.26%
Q3 20250.41%
Q4 20250.97%
Q1 20260.29%
Q2 20260.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$161.1M10.86%0.23%0.43%64.7%
Q1 202671$161.7M10.68%0.22%0.29%63.2%
Q4 202576$160.0M10.72%0.27%0.97%63.8%
Q3 202570$155.8M10.40%0.37%0.41%63.7%
Q2 202570$155.9M10.22%0.22%0.26%61.5%
Q1 202568$155.0M10.16%0.20%0.07%58.8%
Q4 202471$152.8M10.29%0.25%0.44%55.6%
Q3 202470$151.8M10.17%0.17%0.23%54.6%
Q2 202469$153.3M10.04%0.26%0.28%50.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.86%
42nd
Problem loans0.23%
87th
Net charge-offs0.26%
63rd
Return on assets0.43%
25th
Loans to deposits64.7%
71st
Uninsured deposits4.3%
69th
Loan-loss reserves0.00%
50th
Texas ratio1.3%
86th

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Kerr County Federal Credit UnionCredit union Kerrville, TX67 out of 100, Moderate$156.2M12.1%1.17%vs
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Deposit insurance

Is my money safe at Communities of Abilene Federal Credit Union?

Yes. Communities of Abilene Federal Credit Union is a federally insured credit union (NCUA charter #10706). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($6.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.86%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Communities of Abilene Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Communities of Abilene Federal Credit Union reported 36 home-loan applications under HMDA (LEI 5493000H6FXB15JQW781): 35 originated ($2,945,000 total), 0 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Communities of Abilene Federal Credit Union
Type
Federal credit union
NCUA charter #
10706
RSSD ID
771485
Primary regulator
NCUA
Established
1955
Headquarters
3661 N 6th St, Abilene, TX 79603
Employees
35

Quick answers

Communities of Abilene Federal Credit Union: common questions

Is Communities of Abilene Federal Credit Union NCUA insured?

Yes. Communities of Abilene Federal Credit Union is a federally insured credit union (NCUA charter #10706). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Communities of Abilene Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Communities of Abilene Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Abilene

InstitutionScoreAssetsCapitalProblem loansCompare
Abilene Teachers Federal Credit UnionCredit union Abilene, TX95 out of 100, Very strong$690.4M18.8%0.31%vs
Citizens Federal Credit UnionCredit union Big Spring, TX90 out of 100, Very strong$201.9M14.6%0.13%vs
Haskell National BankBank Haskell, TX88 out of 100, Very strong$72.6M13.6%0.00%vs
Txdot Credit UnionCredit union Abilene, TX81 out of 100, Strong$18.2M17.2%0.54%vs
Clear Fork Bank, National AssociationBank Albany, TX79 out of 100, Strong$1.0B10.6%0.26%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs