Side-by-side · Q2 2026 data
Citizens First Bank vs Firefighters Credit Union
Metric by metric
| Measure | Citizens First Bank | Firefighters Credit Union |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 85 (stronger) | 81 |
| Earnings | 97 (stronger) | 74 |
| Funding & liquidity | 57 | 59 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 61st | 83rd |
| Total assets | $344.5M | $133.0M |
| Deposits / shares | $283.1M | $110.4M |
| Capital ratio | 10.26% | 16.12% (stronger) |
| Problem loans | 0.44% (stronger) | 0.57% |
| Net charge-offs | -0.00% (stronger) | 0.17% |
| Return on assets | 1.93% (stronger) | 1.35% |
| Loans ÷ deposits | 89.1% (stronger) | 100.9% |
| Uninsured deposits | 28.3% | 4.0% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firefighters Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Citizens First Bank leads on 4 and Firefighters Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.