Side-by-side · Q2 2026 data
Citizens Guaranty Bank vs Hometown Bank of Corbin, Inc.
Metric by metric
| Measure | Citizens Guaranty Bank | Hometown Bank of Corbin, Inc. |
|---|---|---|
| TellerScore | 48 | 63 (stronger) |
| Capital cushion | 36 | 38 (stronger) |
| Loan quality | 30 | 83 (stronger) |
| Earnings | 80 (stronger) | 51 |
| Funding & liquidity | 53 | 77 (stronger) |
| Problem-loan coverage | 53 | 91 (stronger) |
| Peer percentile | 6th | 24th |
| Total assets | $303.6M | $302.3M |
| Deposits / shares | $260.7M | $268.1M |
| Capital ratio | 8.65% | 8.78% (stronger) |
| Problem loans | 2.11% | 0.52% (stronger) |
| Net charge-offs | 0.32% | 0.07% (stronger) |
| Return on assets | 1.51% (stronger) | 0.78% |
| Loans ÷ deposits | 107.0% | 70.8% (stronger) |
| Uninsured deposits | 14.1% (stronger) | 26.3% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hometown Bank of Corbin, Inc. has the higher TellerScore (63 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Citizens Guaranty Bank leads on 2 and Hometown Bank of Corbin, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.