Hometown Bank of Corbin, Inc. is a state-chartered bank headquartered in Corbin, Kentucky, in business for about 26 years. At the end of Q2 2026 it reported $302.3M in total assets and $268.1M in deposits, with 7 offices.
Based on its Q2 2026 filing, Hometown Bank of Corbin, Inc. scores 63/100, which we describe as moderate. That is higher than only 24% of 2,650 banks with $100 million – $1 billion. Among 120 banks headquartered in Kentucky, it ranks 100th. Its strongest component is problem-loan coverage (91/100; 4.6%), and its lowest is capital cushion (38/100; 8.78%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (59 → 63), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 58 |
| Q4 2024 | 59 |
| Q1 2025 | 59 |
| Q2 2025 | 59 |
| Q3 2025 | 59 |
| Q4 2025 | 61 |
| Q1 2026 | 62 |
| Q2 2026 | 63 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.44% |
| Q3 2024 | 8.15% |
| Q4 2024 | 8.07% |
| Q1 2025 | 8.23% |
| Q2 2025 | 7.96% |
| Q3 2025 | 8.02% |
| Q4 2025 | 8.52% |
| Q1 2026 | 8.60% |
| Q2 2026 | 8.78% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.59% |
| Q3 2024 | 0.59% |
| Q4 2024 | 0.49% |
| Q1 2025 | 0.60% |
| Q2 2025 | 0.60% |
| Q3 2025 | 0.58% |
| Q4 2025 | 0.54% |
| Q1 2026 | 0.53% |
| Q2 2026 | 0.52% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.26% |
| Q3 2024 | 0.35% |
| Q4 2024 | 0.40% |
| Q1 2025 | 0.54% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.57% |
| Q4 2025 | 0.63% |
| Q1 2026 | 0.75% |
| Q2 2026 | 0.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $302.3M | 8.78% | 0.52% | 0.78% | 70.8% |
| Q1 2026 | 62 | $298.0M | 8.60% | 0.53% | 0.75% | 69.1% |
| Q4 2025 | 61 | $299.8M | 8.52% | 0.54% | 0.63% | 70.4% |
| Q3 2025 | 59 | $297.6M | 8.02% | 0.58% | 0.57% | 65.7% |
| Q2 2025 | 59 | $309.2M | 7.96% | 0.60% | 0.53% | 61.0% |
| Q1 2025 | 59 | $296.8M | 8.23% | 0.60% | 0.54% | 64.1% |
| Q4 2024 | 59 | $299.8M | 8.07% | 0.49% | 0.40% | 63.8% |
| Q3 2024 | 58 | $297.9M | 8.15% | 0.59% | 0.35% | 63.1% |
| Q2 2024 | 57 | $278.6M | 8.44% | 0.59% | 0.26% | 69.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Guaranty BankBank Richmond, KY | 48 out of 100, Below average | $303.6M | 8.6% | 2.11% | vs |
| The Farmers Bank of MiltonBank Milton, KY | 64 out of 100, Moderate | $305.1M | 12.6% | 1.26% | vs |
| United Citizens Bank of Southern KentuckyBank Columbia, KY | 81 out of 100, Strong | $286.2M | 12.1% | 0.43% | vs |
| Bank of Edmonson CountyBank Brownsville, KY | 64 out of 100, Moderate | $283.4M | 10.6% | 1.66% | vs |
| The Farmers BankBank Nicholasville, KY | 78 out of 100, Strong | $282.7M | 11.0% | 0.00% | vs |
| First Federal Savings Bank of KentuckyBank Frankfort, KY | 64 out of 100, Moderate | $282.6M | 10.5% | 0.44% | vs |
Deposit insurance
Is my money safe at Hometown Bank of Corbin, Inc.?
Yes. Hometown Bank of Corbin, Inc. is an FDIC-insured institution (FDIC certificate #35455). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.3% of deposits ($70.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.78%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.22% (benchmark: 10%).
7 locations
Branches
Hometown Bank of Corbin, Inc. lists 7 offices in 4 cities. Most locations:
- Corbin, KY (3)
- London, KY (2)
- Barbourville, KY (1)
- Williamsburg, KY (1)
Identity & history
Profile
- Legal name
- Hometown Bank of Corbin, Inc.
- Former names
- Bank of Corbin
- Type
- State-chartered bank
- FDIC certificate #
- 35455
- RSSD ID
- 2897633
- Primary regulator
- FDIC
- Holding company
- Hometown Bancshares Inc
- Established
- April 3, 2000
- Headquarters
- 1030 Cumberland Falls Hwy, Corbin, KY 40701
- Website
- www.ahometownbank.com
- Employees
- 79
Quick answers
Hometown Bank of Corbin, Inc.: common questions
Is Hometown Bank of Corbin, Inc. FDIC insured?
Yes. Hometown Bank of Corbin, Inc. is an FDIC-insured institution (FDIC certificate #35455). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Hometown Bank of Corbin, Inc.'s TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Hometown Bank of Corbin, Inc. ever failed?
There is no failure record for FDIC certificate #35455 in the FDIC failed bank list.
How many branches does Hometown Bank of Corbin, Inc. have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Corbin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Whitaker BankBank Lexington, KY | 84 out of 100, Strong | $1.9B | 12.9% | 0.21% | vs |
| Community Trust Bank, Inc.Bank Pikeville, KY | 80 out of 100, Strong | $6.9B | 13.4% | 0.58% | vs |
| Commercial BankBank Harrogate, TN | 77 out of 100, Strong | $2.4B | 11.6% | 0.35% | vs |
| L & N Federal Credit UnionCredit union Louisville, KY | 72 out of 100, Strong | $2.6B | 10.6% | 0.26% | vs |
| The Monticello Banking CompanyBank Monticello, KY | 71 out of 100, Strong | $1.1B | 10.2% | 0.11% | vs |
| United Cumberland BankBank Whitley City, KY | 71 out of 100, Strong | $460.2M | 11.5% | 1.39% | vs |