Side-by-side · Q2 2026 data
Citizens National Bank at Brownwood vs Prosperity Bank
Metric by metric
| Measure | Citizens National Bank at Brownwood | Prosperity Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 55 | 56 (stronger) |
| Loan quality | 75 | 84 (stronger) |
| Earnings | 79 (stronger) | 75 |
| Funding & liquidity | 94 (stronger) | 54 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 57th | 76th |
| Total assets | $303.4M | $43.9B |
| Deposits / shares | $272.4M | $32.9B |
| Capital ratio | 10.47% | 10.64% (stronger) |
| Problem loans | 0.74% | 0.48% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.35% |
| Return on assets | 1.47% (stronger) | 1.37% |
| Loans ÷ deposits | 39.9% (stronger) | 74.8% |
| Uninsured deposits | 20.8% (stronger) | 42.7% |
| Offices | 2 | 373 |
| CFPB complaints (3 yrs) | — | 117 |
| Complaints per $1B deposits | — | 3.6 |
| Mortgage denial rate (HMDA) | — | 31.5% |
Citizens National Bank at Brownwood has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Citizens National Bank at Brownwood leads on 5 and Prosperity Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.