The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 71).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. Prosperity Bank is an FDIC-insured institution (FDIC certificate #16835). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 42.7% of deposits ($14.1B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.64%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.46% (benchmark: 10%).

Check how much of your own balance is covered

Prosperity Bank lists 373 offices in 194 cities across 2 states. Most locations:

• Houston, TX (42)
• Dallas, TX (14)
• Corpus Christi, TX (13)
• Lubbock, TX (10)
• Austin, TX (9)
• San Antonio, TX (9)
• Katy, TX (7)
• Plano, TX (7)
• Tulsa, OK (7)
• Beaumont, TX (6)
• College Station, TX (6)
• Victoria, TX (6)

All branch addresses and map

Over the last three years, the CFPB forwarded 117 consumer complaints about PROSPERITY BANCSHARES, INC. to the company (58 in the last 12 months). 100.0% received a timely response. That is 3.6 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Prosperity Bank reported 4,660 home-loan applications under HMDA (LEI 549300D003QRZFSQ4N43): 2,415 originated ($1,118,375,000 total), 1,190 denied, and 879 withdrawn or closed by the applicant. Its denial rate on decided applications was 31.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Prosperity Bank

Former names

First Bank of Edna; First Bank; First Prosperity Bank; Allied First Bank; First National Bank of Edna

Type

State-chartered bank

FDIC certificate #

16835

RSSD ID

664756

Primary regulator

FDIC

Holding company

Prosperity Bancshares Inc

Established

September 13, 1949

Headquarters

1301 N Mechanic St, El Campo, TX 77437

Website

www.prosperitybankusa.com

Employees

4,324