Side-by-side · Q2 2026 data
Citizens National Bank of Crosbyton vs Caprock Santa Fe Credit Union
Metric by metric
| Measure | Citizens National Bank of Crosbyton | Caprock Santa Fe Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 41 |
| Earnings | 100 | 100 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 99th | 77th |
| Total assets | $77.6M | $51.5M |
| Deposits / shares | $64.0M | $29.6M |
| Capital ratio | 16.81% | 41.73% (stronger) |
| Problem loans | 0.00% (stronger) | 1.77% |
| Net charge-offs | 0.00% (stronger) | 0.81% |
| Return on assets | 2.16% (stronger) | 2.14% |
| Loans ÷ deposits | 43.6% (stronger) | 49.4% |
| Uninsured deposits | 26.5% | 2.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens National Bank of Crosbyton has the higher TellerScore (98 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Citizens National Bank of Crosbyton leads on 5 and Caprock Santa Fe Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.