Side-by-side · Q2 2026 data
Citizens National Bank of Crosbyton vs The First National Bank in Falfurrias
Metric by metric
| Measure | Citizens National Bank of Crosbyton | The First National Bank in Falfurrias |
|---|---|---|
| TellerScore | 98 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 87 (stronger) | 82 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 99th | 63rd |
| Total assets | $77.6M | $79.4M |
| Deposits / shares | $64.0M | $71.4M |
| Capital ratio | 16.81% (stronger) | 9.82% |
| Problem loans | 0.00% (stronger) | 0.08% |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 2.16% (stronger) | 1.73% |
| Loans ÷ deposits | 43.6% | 29.7% (stronger) |
| Uninsured deposits | 26.5% (stronger) | 31.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens National Bank of Crosbyton has the higher TellerScore (98 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Citizens National Bank of Crosbyton leads on 6 and The First National Bank in Falfurrias on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.