Side-by-side · Q2 2026 data
Citizens Savings Bank vs Chevron Federal Credit Union
Metric by metric
| Measure | Citizens Savings Bank | Chevron Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 93 (stronger) | 74 |
| Loan quality | 75 | 87 (stronger) |
| Earnings | 71 | 85 (stronger) |
| Funding & liquidity | 72 | 72 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 80th | 89th |
| Total assets | $329.1M | $5.4B |
| Deposits / shares | $282.4M | $4.7B |
| Capital ratio | 14.33% (stronger) | 12.38% |
| Problem loans | 0.74% | 0.38% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.21% |
| Return on assets | 1.28% | 1.64% (stronger) |
| Loans ÷ deposits | 87.9% | 87.8% (stronger) |
| Uninsured deposits | 11.0% (stronger) | 12.0% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 20.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Citizens Savings Bank leads on 3 and Chevron Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.