The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 6 points (75 → 81), mostly because the earnings component improved by 12 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Louisiana

Yes. Citizens Savings Bank is an FDIC-insured institution (FDIC certificate #30270). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 11.0% of deposits ($31.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.33%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Citizens Savings Bank lists 5 offices in 4 cities. Most locations:

• Bogalusa, LA (2)
• Angie, LA (1)
• Covington, LA (1)
• Franklinton, LA (1)

All branch addresses and map

In 2025, Citizens Savings Bank reported 267 home-loan applications under HMDA (LEI 549300ESV371MYVWQV54): 218 originated ($33,030,000 total), 17 denied, and 15 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Citizens Savings Bank

Former names

Citizens Savings and Loan Association of Washington Parish

Type

SI

FDIC certificate #

30270

RSSD ID

1014376

Primary regulator

FDIC

Established

January 1, 1945

Headquarters

1725 Sullivan Dr, Bogalusa, LA 70427

Website

www.citizenssb.com

Employees

78