Side-by-side · Q2 2026 data
Citizens Savings Bank vs Tangipahoa Parish Teachers Credit Union
Credit union
Tangipahoa Parish Teachers Credit Union
Amite, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Citizens Savings Bank | Tangipahoa Parish Teachers Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 75 (stronger) | 43 |
| Earnings | 71 (stronger) | 68 |
| Funding & liquidity | 72 | 85 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 80th | 57th |
| Total assets | $329.1M | $32.8M |
| Deposits / shares | $282.4M | $21.0M |
| Capital ratio | 14.33% | 35.76% (stronger) |
| Problem loans | 0.74% (stronger) | 1.71% |
| Net charge-offs | 0.17% (stronger) | 0.68% |
| Return on assets | 1.28% (stronger) | 1.19% |
| Loans ÷ deposits | 87.9% | 75.5% (stronger) |
| Uninsured deposits | 11.0% | 1.4% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | — |
Citizens Savings Bank has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Citizens Savings Bank leads on 4 and Tangipahoa Parish Teachers Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.