Side-by-side · Q2 2026 data
Citizens Savings Bank vs Ufcw Community Federal Credit Union
Credit union
Ufcw Community Federal Credit Union
Wyoming, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Citizens Savings Bank | Ufcw Community Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 91 (stronger) | 61 |
| Earnings | 30 | 80 (stronger) |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 72nd | 89th |
| Total assets | $359.0M | $181.4M |
| Deposits / shares | $304.0M | $158.9M |
| Capital ratio | 15.12% | 15.35% (stronger) |
| Problem loans | 0.27% (stronger) | 1.18% |
| Net charge-offs | 0.00% (stronger) | 0.44% |
| Return on assets | 0.24% | 1.51% (stronger) |
| Loans ÷ deposits | 98.1% | 36.6% (stronger) |
| Uninsured deposits | 6.7% | 2.6% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 0.0% |
Ufcw Community Federal Credit Union has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Citizens Savings Bank leads on 2 and Ufcw Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.