Side-by-side · Q2 2026 data
Citizens State Bank and Trust Co., Ellsworth, Kansas vs Farmway Credit Union
Bank
Citizens State Bank and Trust Co., Ellsworth, Kansas
Ellsworth, Kansas · $100 million – $1 billion
Metric by metric
| Measure | Citizens State Bank and Trust Co., Ellsworth, Kansas | Farmway Credit Union |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 96 (stronger) | 68 |
| Earnings | 82 (stronger) | 44 |
| Funding & liquidity | 54 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 50th | 71st |
| Total assets | $275.9M | $106.8M |
| Deposits / shares | $211.4M | $82.7M |
| Capital ratio | 9.74% | 21.95% (stronger) |
| Problem loans | 0.12% (stronger) | 0.95% |
| Net charge-offs | 0.01% | -0.23% (stronger) |
| Return on assets | 1.55% (stronger) | 0.59% |
| Loans ÷ deposits | 79.7% (stronger) | 83.4% |
| Uninsured deposits | 38.9% | 1.4% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmway Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank and Trust Co., Ellsworth, Kansas leads on 3 and Farmway Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lincoln, KS