Side-by-side · Q2 2026 data
Citizens State Bank and Trust Co., Ellsworth, Kansas vs First Bank Kansas
Bank
Citizens State Bank and Trust Co., Ellsworth, Kansas
Ellsworth, Kansas · $100 million – $1 billion
Metric by metric
| Measure | Citizens State Bank and Trust Co., Ellsworth, Kansas | First Bank Kansas |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 47 (stronger) | 38 |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 54 | 84 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 50th | 75th |
| Total assets | $275.9M | $618.5M |
| Deposits / shares | $211.4M | $561.6M |
| Capital ratio | 9.74% (stronger) | 8.83% |
| Problem loans | 0.12% | 0.04% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 1.55% | 3.84% (stronger) |
| Loans ÷ deposits | 79.7% | 73.7% (stronger) |
| Uninsured deposits | 38.9% | 17.8% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank Kansas has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank and Trust Co., Ellsworth, Kansas leads on 2 and First Bank Kansas on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ellsworth, KS