First Bank Kansas (FDIC certificate #18431) is based in Salina, Kansas. Its Q2 2026 call report shows $618.5M in total assets and $561.6M in deposits and 8 offices.
First Bank Kansas has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 63rd. Earnings contributes the most (100/100, 3.84%); capital cushion contributes the least (38/100, 8.83%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 79).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 76 |
| Q4 2024 | 76 |
| Q1 2025 | 77 |
| Q2 2025 | 78 |
| Q3 2025 | 77 |
| Q4 2025 | 72 |
| Q1 2026 | 71 |
| Q2 2026 | 79 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.26% |
| Q3 2024 | 8.65% |
| Q4 2024 | 8.23% |
| Q1 2025 | 8.20% |
| Q2 2025 | 8.29% |
| Q3 2025 | 8.20% |
| Q4 2025 | 8.09% |
| Q1 2026 | 8.26% |
| Q2 2026 | 8.83% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.19% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.17% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.49% |
| Q1 2026 | 0.59% |
| Q2 2026 | 0.04% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 3.88% |
| Q3 2024 | 2.89% |
| Q4 2024 | 2.76% |
| Q1 2025 | 2.19% |
| Q2 2025 | 2.21% |
| Q3 2025 | 2.16% |
| Q4 2025 | 2.43% |
| Q1 2026 | 2.73% |
| Q2 2026 | 3.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $618.5M | 8.83% | 0.04% | 3.84% | 73.7% |
| Q1 2026 | 71 | $614.3M | 8.26% | 0.59% | 2.73% | 72.3% |
| Q4 2025 | 72 | $594.4M | 8.09% | 0.49% | 2.43% | 72.5% |
| Q3 2025 | 77 | $582.4M | 8.20% | 0.04% | 2.16% | 71.7% |
| Q2 2025 | 78 | $573.7M | 8.29% | 0.02% | 2.21% | 70.7% |
| Q1 2025 | 77 | $577.4M | 8.20% | 0.06% | 2.19% | 67.8% |
| Q4 2024 | 76 | $568.7M | 8.23% | 0.17% | 2.76% | 67.0% |
| Q3 2024 | 76 | $547.8M | 8.65% | 0.32% | 2.89% | 67.9% |
| Q2 2024 | 80 | $550.9M | 9.26% | 0.19% | 3.88% | 67.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The BankBank Oberlin, KS | 59 out of 100, Moderate | $617.3M | 11.5% | 3.45% | vs |
| Exchange Bank & TrustBank Atchison, KS | 88 out of 100, Very strong | $626.8M | 13.0% | 0.23% | vs |
| The Bank of TescottBank Tescott, KS | 79 out of 100, Strong | $648.3M | 10.6% | 0.08% | vs |
| Outdoor BankBank Manhattan, KS | 31 out of 100, Low | $648.8M | 9.2% | 3.83% | vs |
| Farmers & Merchants Bank of ColbyBank Colby, KS | 73 out of 100, Strong | $650.8M | 11.2% | 0.61% | vs |
| Mid-America BankBank Baldwin City, KS | 76 out of 100, Strong | $573.3M | 10.2% | 0.13% | vs |
Deposit insurance
Is my money safe at First Bank Kansas?
Yes. First Bank Kansas is an FDIC-insured institution (FDIC certificate #18431). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.8% of deposits ($99.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.83%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.14% (benchmark: 10%).
8 locations
Branches
First Bank Kansas lists 7 offices in 6 cities. Most locations:
- Salina, KS (2)
- Abilene, KS (1)
- Ellsworth, KS (1)
- Hutchinson, KS (1)
- Lindsborg, KS (1)
- Mcpherson, KS (1)
Identity & history
Profile
- Legal name
- First Bank Kansas
- Former names
- First Bank and Trust Co.; First State Bank and Trust Company; First State Bank of Salina
- Type
- State-chartered bank
- FDIC certificate #
- 18431
- RSSD ID
- 192558
- Primary regulator
- FDIC
- Holding company
- Ottawa Bancshares Inc
- Established
- June 30, 1955
- Headquarters
- 235 S Santa Fe Ave, Salina, KS 67401
- Website
- www.firstbankkansas.com
- Employees
- 126
Quick answers
First Bank Kansas: common questions
Is First Bank Kansas FDIC insured?
Yes. First Bank Kansas is an FDIC-insured institution (FDIC certificate #18431). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Bank Kansas's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Bank Kansas ever failed?
There is no failure record for FDIC certificate #18431 in the FDIC failed bank list.
How many branches does First Bank Kansas have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Solomon State BankBank Solomon, KS | 95 out of 100, Very strong | $182.6M | 19.0% | 0.00% | vs |
| Central Kansas Education Credit UnionCredit union Salina, KS | 81 out of 100, Strong | $6.0M | 13.5% | 0.15% | vs |
| The Bank of TescottBank Tescott, KS | 79 out of 100, Strong | $648.3M | 10.6% | 0.08% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| The Farmers State BankBank Mcpherson, KS | 78 out of 100, Strong | $180.5M | 10.0% | 0.01% | vs |
| The Bennington State BankBank Salina, KS | 75 out of 100, Strong | $1.4B | 9.5% | 0.29% | vs |