Side-by-side · Q2 2026 data
Citizens State Bank and Trust Co., Ellsworth, Kansas vs The Wilson State Bank
Bank
Citizens State Bank and Trust Co., Ellsworth, Kansas
Ellsworth, Kansas · $100 million – $1 billion
Metric by metric
| Measure | Citizens State Bank and Trust Co., Ellsworth, Kansas | The Wilson State Bank |
|---|---|---|
| TellerScore | 72 | 74 (stronger) |
| Capital cushion | 47 (stronger) | 45 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 82 (stronger) | 69 |
| Funding & liquidity | 54 | 79 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 50th | 57th |
| Total assets | $275.9M | $123.1M |
| Deposits / shares | $211.4M | $108.2M |
| Capital ratio | 9.74% (stronger) | 9.48% |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.38% |
| Return on assets | 1.55% (stronger) | 1.22% |
| Loans ÷ deposits | 79.7% | 79.4% (stronger) |
| Uninsured deposits | 38.9% | 16.5% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wilson State Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank and Trust Co., Ellsworth, Kansas leads on 3 and The Wilson State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.