The Wilson State Bank (FDIC certificate #12136) is based in Wilson, Kansas. Its Q2 2026 call report shows $123.1M in total assets and $108.2M in deposits and 4 offices.
The Wilson State Bank has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 101st. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (45/100, 9.48%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (70 → 74), mostly because the loan quality component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 68 |
| Q4 2024 | 69 |
| Q1 2025 | 70 |
| Q2 2025 | 70 |
| Q3 2025 | 70 |
| Q4 2025 | 70 |
| Q1 2026 | 73 |
| Q2 2026 | 74 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.84% |
| Q3 2024 | 8.77% |
| Q4 2024 | 8.74% |
| Q1 2025 | 8.94% |
| Q2 2025 | 9.20% |
| Q3 2025 | 9.18% |
| Q4 2025 | 9.37% |
| Q1 2026 | 9.28% |
| Q2 2026 | 9.48% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.07% |
| Q3 2024 | 0.06% |
| Q4 2024 | 0.05% |
| Q1 2025 | 0.05% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.21% |
| Q4 2025 | 0.20% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.76% |
| Q3 2024 | 0.86% |
| Q4 2024 | 0.96% |
| Q1 2025 | 1.01% |
| Q2 2025 | 1.11% |
| Q3 2025 | 1.07% |
| Q4 2025 | 1.08% |
| Q1 2026 | 1.12% |
| Q2 2026 | 1.22% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $123.1M | 9.48% | 0.00% | 1.22% | 79.4% |
| Q1 2026 | 73 | $127.7M | 9.28% | 0.05% | 1.12% | 75.7% |
| Q4 2025 | 70 | $119.0M | 9.37% | 0.20% | 1.08% | 83.4% |
| Q3 2025 | 70 | $122.0M | 9.18% | 0.21% | 1.07% | 81.1% |
| Q2 2025 | 70 | $122.2M | 9.20% | 0.23% | 1.11% | 78.3% |
| Q1 2025 | 70 | $122.7M | 8.94% | 0.05% | 1.01% | 78.8% |
| Q4 2024 | 69 | $119.4M | 8.74% | 0.05% | 0.96% | 80.2% |
| Q3 2024 | 68 | $120.3M | 8.77% | 0.06% | 0.86% | 80.9% |
| Q2 2024 | 68 | $120.0M | 8.84% | 0.07% | 0.76% | 78.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bison State BankBank Bison, KS | 68 out of 100, Moderate | $125.8M | 10.3% | 0.32% | vs |
| The State Bank of BernBank Bern, KS | 95 out of 100, Very strong | $128.2M | 17.3% | 0.00% | vs |
| The Stockgrowers State BankBank Maple Hill, KS | 83 out of 100, Strong | $128.3M | 11.6% | 0.13% | vs |
| Community Bank of Wichita, Inc.Bank Wichita, KS | 63 out of 100, Moderate | $128.3M | 8.6% | 0.72% | vs |
| The Baldwin State BankBank Baldwin City, KS | 75 out of 100, Strong | $115.5M | 10.1% | 0.04% | vs |
| The Lyndon State BankBank Lyndon, KS | 71 out of 100, Strong | $115.1M | 9.5% | 0.28% | vs |
Deposit insurance
Is my money safe at The Wilson State Bank?
Yes. The Wilson State Bank is an FDIC-insured institution (FDIC certificate #12136). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 16.5% of deposits ($17.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.48%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.31% (benchmark: 10%).
4 locations
Branches
The Wilson State Bank lists 4 offices in 4 cities. Most locations:
- Beverly, KS (1)
- Hoisington, KS (1)
- Russell, KS (1)
- Wilson, KS (1)
Identity & history
Profile
- Legal name
- The Wilson State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 12136
- RSSD ID
- 501655
- Primary regulator
- FDIC
- Holding company
- Wilson Bancshares Inc
- Established
- July 16, 1886
- Headquarters
- 422 26th St, Wilson, KS 67490
- Website
- www.wilsonstatebank.net
- Employees
- 23
Quick answers
The Wilson State Bank: common questions
Is The Wilson State Bank FDIC insured?
Yes. The Wilson State Bank is an FDIC-insured institution (FDIC certificate #12136). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Wilson State Bank's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Wilson State Bank ever failed?
There is no failure record for FDIC certificate #12136 in the FDIC failed bank list.
How many branches does The Wilson State Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Wilson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank KansasBank Salina, KS | 79 out of 100, Strong | $618.5M | 8.8% | 0.04% | vs |
| The Bank of TescottBank Tescott, KS | 79 out of 100, Strong | $648.3M | 10.6% | 0.08% | vs |
| Lyons Federal BankBank Lyons, KS | 78 out of 100, Strong | $197.6M | 12.7% | 0.23% | vs |
| Farmway Credit UnionCredit union Beloit, KS | 77 out of 100, Strong | $106.8M | 21.9% | 0.95% | vs |
| The Bennington State BankBank Salina, KS | 75 out of 100, Strong | $1.4B | 9.5% | 0.29% | vs |
| Citizens State Bank and Trust Co., Ellsworth, KansasBank Ellsworth, KS | 72 out of 100, Strong | $275.9M | 9.7% | 0.12% | vs |