Side-by-side · Q2 2026 data
Citizens State Bank and Trust Co., Ellsworth, Kansas vs Vintage Bank Kansas
Bank
Citizens State Bank and Trust Co., Ellsworth, Kansas
Ellsworth, Kansas · $100 million – $1 billion
Metric by metric
| Measure | Citizens State Bank and Trust Co., Ellsworth, Kansas | Vintage Bank Kansas |
|---|---|---|
| TellerScore | 72 | 78 (stronger) |
| Capital cushion | 47 | 66 (stronger) |
| Loan quality | 96 (stronger) | 82 |
| Earnings | 82 | 88 (stronger) |
| Funding & liquidity | 54 | 74 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 50th | 72nd |
| Total assets | $275.9M | $288.6M |
| Deposits / shares | $211.4M | $231.4M |
| Capital ratio | 9.74% | 11.56% (stronger) |
| Problem loans | 0.12% (stronger) | 0.53% |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 1.55% | 1.70% (stronger) |
| Loans ÷ deposits | 79.7% | 77.4% (stronger) |
| Uninsured deposits | 38.9% | 22.8% (stronger) |
| Offices | 5 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.7% |
Vintage Bank Kansas has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank and Trust Co., Ellsworth, Kansas leads on 2 and Vintage Bank Kansas on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.