TellerScore

Vintage Bank Kansas (FDIC certificate #17927) is based in Leon, Kansas. Its Q2 2026 call report shows $288.6M in total assets and $231.4M in deposits and 12 offices.

Based on its Q2 2026 filing, Vintage Bank Kansas scores 78/100, which we describe as strong. That is higher than 72% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 71st. Its strongest component is problem-loan coverage (93/100; 3.5%), and its lowest is capital cushion (66/100; 11.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Tier 1 leverage ratio: 11.56%
Loan quality82/100
Noncurrent loans ÷ total loans: 0.53%
Earnings88/100
Return on assets (annualized): 1.70%
Funding & liquidity74/100
Loans ÷ deposits and uninsured-deposit share: 77.4% · 22.8% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 78).

TellerScore
737781Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202474
Q4 202475
Q1 202578
Q2 202579
Q3 202581
Q4 202577
Q1 202678
Q2 202678
Tier 1 leverage ratio
5.00%8.28%11.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.11%
Q3 202411.13%
Q4 202410.92%
Q1 202510.92%
Q2 202511.11%
Q3 202511.49%
Q4 202511.27%
Q1 202611.51%
Q2 202611.56%
Noncurrent loans
0.04%0.29%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.25%
Q3 20240.19%
Q4 20240.05%
Q1 20250.04%
Q2 20250.04%
Q3 20250.11%
Q4 20250.40%
Q1 20260.55%
Q2 20260.53%
Return on assets
0.80%1.26%1.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.80%
Q3 20240.92%
Q4 20241.05%
Q1 20251.38%
Q2 20251.44%
Q3 20251.48%
Q4 20251.54%
Q1 20261.72%
Q2 20261.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$288.6M11.56%0.53%1.70%77.4%
Q1 202678$273.9M11.51%0.55%1.72%80.4%
Q4 202577$271.4M11.27%0.40%1.54%80.1%
Q3 202581$261.1M11.49%0.11%1.48%77.2%
Q2 202579$266.2M11.11%0.04%1.44%77.1%
Q1 202578$260.7M10.92%0.04%1.38%76.3%
Q4 202475$255.2M10.92%0.05%1.05%76.3%
Q3 202474$250.2M11.13%0.19%0.92%76.8%
Q2 202473$246.2M11.11%0.25%0.80%72.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.56%
59th
Total risk-based capital0.00%
24th
Problem loans0.53%
44th
Net charge-offs0.06%
26th
Return on assets1.70%
76th
Net interest margin4.45%
77th
Efficiency ratio55.7%
70th
Loans to deposits77.4%
55th
Uninsured deposits22.8%
54th
Loan-loss reserves1.11%
39th
Texas ratio3.5%
44th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
First Kansas BankBank Hoisington, KS74 out of 100, Strong$294.4M8.3%0.00%vs
Kaw Valley State Bank and Trust CompanyBank Wamego, KS85 out of 100, Very strong$295.8M11.7%0.08%vs
Fusion BankBank Larned, KS88 out of 100, Very strong$281.0M12.8%0.47%vs
Grant County BankBank Ulysses, KS69 out of 100, Moderate$298.3M13.3%2.07%vs
Citizens State Bank and Trust Co., Ellsworth, KansasBank Ellsworth, KS72 out of 100, Strong$275.9M9.7%0.12%vs
SJN Bank of KansasBank Saint John, KS37 out of 100, Low$302.9M9.2%6.97%vs

Deposit insurance

Is my money safe at Vintage Bank Kansas?

Yes. Vintage Bank Kansas is an FDIC-insured institution (FDIC certificate #17927). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.8% of deposits ($52.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.56%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

12 locations

Branches

Vintage Bank Kansas lists 12 offices in 11 cities. Most locations:

  • Wichita, KS (2)
  • Benton, KS (1)
  • Conway Springs, KS (1)
  • El Dorado, KS (1)
  • Hillsboro, KS (1)
  • Leon, KS (1)
  • Mulvane, KS (1)
  • Peabody, KS (1)
  • Rose Hill, KS (1)
  • Towanda, KS (1)
  • Whitewater, KS (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Vintage Bank Kansas reported 106 home-loan applications under HMDA (LEI 549300054IBXNJUH0T10): 92 originated ($15,110,000 total), 11 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Vintage Bank Kansas
Former names
The State Bank of Leon
Type
State-chartered bank
FDIC certificate #
17927
RSSD ID
45458
Primary regulator
FDIC
Holding company
Vintage Bcorp Inc
Established
May 1, 1902
Headquarters
101 S Main St, Leon, KS 67074
Employees
64

Quick answers

Vintage Bank Kansas: common questions

Is Vintage Bank Kansas FDIC insured?

Yes. Vintage Bank Kansas is an FDIC-insured institution (FDIC certificate #17927). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Vintage Bank Kansas's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Vintage Bank Kansas ever failed?

There is no failure record for FDIC certificate #17927 in the FDIC failed bank list.

How many branches does Vintage Bank Kansas have?

12 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Leon

InstitutionScoreAssetsCapitalProblem loansCompare
Ark Valley Credit UnionCredit union Arkansas City, KS94 out of 100, Very strong$57.3M15.2%0.19%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs
White Eagle Credit UnionCredit union Augusta, KS76 out of 100, Strong$198.5M14.0%1.72%vs
Intrust Bank, National AssociationBank Wichita, KS73 out of 100, Strong$6.8B10.8%0.60%vs
Citizens Bank of KansasBank Kingman, KS72 out of 100, Strong$548.4M8.5%0.02%vs
RCB BankBank Claremore, OK72 out of 100, Strong$4.0B10.7%0.94%vs