Side-by-side · Q2 2026 data
Citizens State Bank vs Bellevue State Bank
Metric by metric
| Measure | Citizens State Bank | Bellevue State Bank |
|---|---|---|
| TellerScore | 91 | 92 (stronger) |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 92 | 95 (stronger) |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 70 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 96th | 97th |
| Total assets | $137.7M | $187.7M |
| Deposits / shares | $112.0M | $156.5M |
| Capital ratio | 17.93% (stronger) | 14.32% |
| Problem loans | 0.25% | 0.16% (stronger) |
| Net charge-offs | 0.14% | -0.00% (stronger) |
| Return on assets | 1.47% | 2.21% (stronger) |
| Loans ÷ deposits | 68.7% (stronger) | 80.9% |
| Uninsured deposits | 21.5% (stronger) | 23.1% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bellevue State Bank has the higher TellerScore (92 vs 91). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 3 and Bellevue State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.