Side-by-side · Q2 2026 data
Citizens State Bank vs DeWitt Bank & Trust Co.
Metric by metric
| Measure | Citizens State Bank | DeWitt Bank & Trust Co. |
|---|---|---|
| TellerScore | 91 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 92 (stronger) | 58 |
| Earnings | 79 | 93 (stronger) |
| Funding & liquidity | 84 (stronger) | 53 |
| Problem-loan coverage | 98 (stronger) | 78 |
| Peer percentile | 96th | 22nd |
| Total assets | $137.7M | $277.3M |
| Deposits / shares | $112.0M | $247.7M |
| Capital ratio | 17.93% (stronger) | 9.40% |
| Problem loans | 0.25% (stronger) | 1.26% |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 1.47% | 1.81% (stronger) |
| Loans ÷ deposits | 68.7% (stronger) | 88.7% |
| Uninsured deposits | 21.5% (stronger) | 31.6% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens State Bank has the higher TellerScore (91 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 5 and DeWitt Bank & Trust Co. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.