DeWitt Bank & Trust Co. (FDIC certificate #14705) is based in Dewitt, Iowa. Its Q2 2026 call report shows $277.3M in total assets and $247.7M in deposits and 2 offices.
DeWitt Bank & Trust Co. has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 185th. Earnings contributes the most (93/100, 1.81%); capital cushion contributes the least (44/100, 9.40%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (58 → 62), mostly because the loan quality component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 39 |
| Q3 2024 | 40 |
| Q4 2024 | 38 |
| Q1 2025 | 44 |
| Q2 2025 | 58 |
| Q3 2025 | 56 |
| Q4 2025 | 59 |
| Q1 2026 | 64 |
| Q2 2026 | 62 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.31% |
| Q3 2024 | 9.51% |
| Q4 2024 | 9.11% |
| Q1 2025 | 9.09% |
| Q2 2025 | 9.36% |
| Q3 2025 | 9.34% |
| Q4 2025 | 9.61% |
| Q1 2026 | 9.41% |
| Q2 2026 | 9.40% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.12% |
| Q3 2024 | 2.96% |
| Q4 2024 | 2.90% |
| Q1 2025 | 2.75% |
| Q2 2025 | 1.83% |
| Q3 2025 | 1.81% |
| Q4 2025 | 1.56% |
| Q1 2026 | 1.29% |
| Q2 2026 | 1.26% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.91% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.83% |
| Q1 2025 | 1.35% |
| Q2 2025 | 1.77% |
| Q3 2025 | 1.60% |
| Q4 2025 | 1.55% |
| Q1 2026 | 2.00% |
| Q2 2026 | 1.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $277.3M | 9.40% | 1.26% | 1.81% | 88.7% |
| Q1 2026 | 64 | $275.0M | 9.41% | 1.29% | 2.00% | 87.8% |
| Q4 2025 | 59 | $256.8M | 9.61% | 1.56% | 1.55% | 90.4% |
| Q3 2025 | 56 | $259.2M | 9.34% | 1.81% | 1.60% | 81.6% |
| Q2 2025 | 58 | $255.1M | 9.36% | 1.83% | 1.77% | 81.7% |
| Q1 2025 | 44 | $250.1M | 9.09% | 2.75% | 1.35% | 83.6% |
| Q4 2024 | 38 | $252.9M | 9.11% | 2.90% | 0.83% | 81.2% |
| Q3 2024 | 40 | $240.4M | 9.51% | 2.96% | 0.91% | 84.0% |
| Q2 2024 | 39 | $238.5M | 9.31% | 3.12% | 0.91% | 84.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Success BankBank Bloomfield, IA | 79 out of 100, Strong | $277.1M | 12.2% | 0.33% | vs |
| Reliance State BankBank Story City, IA | 43 out of 100, Below average | $276.8M | 9.7% | 2.95% | vs |
| Iowa State Savings BankBank Creston, IA | 74 out of 100, Strong | $276.5M | 9.4% | 0.20% | vs |
| Guthrie County State BankBank Panora, IA | 77 out of 100, Strong | $279.2M | 12.3% | 0.16% | vs |
| FNB BankBank Fontanelle, IA | 91 out of 100, Very strong | $274.6M | 14.5% | 0.02% | vs |
| Pioneer BankBank Sergeant Bluff, IA | 77 out of 100, Strong | $282.8M | 10.6% | 0.09% | vs |
Deposit insurance
Is my money safe at DeWitt Bank & Trust Co.?
Yes. DeWitt Bank & Trust Co. is an FDIC-insured institution (FDIC certificate #14705). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.6% of deposits ($78.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.40%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
DeWitt Bank & Trust Co. lists 2 offices in 2 cities. Most locations:
- Dewitt, IA (1)
- Wilton, IA (1)
Identity & history
Profile
- Legal name
- DeWitt Bank & Trust Co.
- Former names
- De Witt Bank & Trust Co.; De Witt Bank and Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 14705
- RSSD ID
- 668147
- Primary regulator
- FDIC
- Holding company
- Dewitt Bcorp Inc
- Established
- June 15, 1933
- Headquarters
- 815 6th Ave, Dewitt, IA 52742
- Website
- www.dewittbank.com
- Employees
- 52
Quick answers
DeWitt Bank & Trust Co.: common questions
Is DeWitt Bank & Trust Co. FDIC insured?
Yes. DeWitt Bank & Trust Co. is an FDIC-insured institution (FDIC certificate #14705). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is DeWitt Bank & Trust Co.'s TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has DeWitt Bank & Trust Co. ever failed?
There is no failure record for FDIC certificate #14705 in the FDIC failed bank list.
How many branches does DeWitt Bank & Trust Co. have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dewitt
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens State BankBank Wyoming, IA | 91 out of 100, Very strong | $137.7M | 17.9% | 0.25% | vs |
| Blue Grass Savings BankBank Blue Grass, IA | 89 out of 100, Very strong | $225.5M | 14.3% | 0.34% | vs |
| Maquoketa State BankBank Maquoketa, IA | 86 out of 100, Very strong | $429.0M | 16.4% | 0.52% | vs |
| Liberty Trust & Savings BankBank Durant, IA | 86 out of 100, Very strong | $186.2M | 20.7% | 0.86% | vs |
| First Central State BankBank Dewitt, IA | 83 out of 100, Strong | $772.4M | 13.4% | 0.21% | vs |
| 1st Gateway Credit UnionCredit union Camanche, IA | 80 out of 100, Strong | $170.9M | 14.1% | 0.35% | vs |